Motor Vehicle

There are a lot of insurance options available, with a lot of providers, and this can make it daunting to find the one that best suits your needs. The two most common motor vehicle insurance options are Comprehensive and Third Party Property Damage:

• Comprehensive provides you with cover for the loss or damage to your vehicle regardless of whether you were at fault or not. Comprehensive cover also includes Liability cover for damages that you cause to a third party and their property, anywhere in Australia.
• Third Party Property Damage provides you with Liability cover for damage that you cause to a third party and their property, anywhere in Australia. This type of insurance does not cover loss or damage to your own vehicle.

Our motor vehicle insurance solutions can include optional covers for:

• Excess-Free Windscreen 
• Hire Car After Collision
• No Claim Bonus Protection (protects your No Claim Bonus if you have an at-fault incident)
• Nominated Drivers
• Exclusion of Drivers under the Age of 30

Our broker service doesn’t stop there. Lake Macquarie Insurance Services also work by your side to lodge and manage claims on your behalf with the goal of a quick and positive result. We also provide nearby repairers (recommended by the insurer) if you don’t have a preference. We review your policy annually to ensure your covers remain relevant and the premium remains competitive.

To find out more about motor vehicle insurance, or to obtain a quotation, please contact us by email, or by completing our Contact Us form.

For business and commercial motor vehicles, please check out our Commercial Motor section.