Business Insurance
Commercial Motor, Plant and Equipment Insurance
Motor vehicles are a key part to the operation of many businesses. Whether it is a small vehicle, trades vehicle, heavy motor vehicle, or even machinery and plant, it is very important to make sure your vehicles are insured correctly to protect your assets, and keep your business operating.
We are able to assist with insurance solutions for a range of vehicles including:
- Smaller vehicles (sedans, hatch, SUV)
- Trades vehicles (utes, vans)
- Heavy vehicles (rigid trucks, prime movers)
- Mobile Plant and Equipment (bobcats, excavators, generators and more)
- Specialty Vehicles (such as refrigerated, concreting, cranes, mobile food vans)
- Trailers
- Motor Fleets
The two most common motor vehicle insurance options are Comprehensive and Third Party Property Damage:
- Comprehensive provides you with cover for the loss or damage to your vehicle regardless of whether you were at fault or not. Comprehensive cover also includes Liability cover for damages that you cause to a third party and their property, anywhere in Australia.
- Third Party Property Damage provides you with Liability cover for damage that you cause to a third party and their property, anywhere in Australia. This type of insurance does not cover loss or damage to your own vehicle.
Our motor vehicle insurance solutions can include optional covers for:
- Excess-Free Windscreen
- Hire Car After Collision
- Nominated Drivers
- Exclusion of Drivers under the Age of 30
- Signwriting
- Accessories and Attachments for your Vehicles or Mobile Equipment/Plant
As part of our service, Lake Macquarie Insurance Services work by your side to lodge and manage claims on your behalf with the goal of a quick and positive result.
To find out more about business/commercial motor vehicle insurance, or to obtain a quotation, please contact us by email, or by completing our Contact Us form.
For domestic motor vehicles, please check out our Domestic Motor section.