Domestic Insurance
Residential Landlords
An investment property is a step towards retirement for many people. Your property is vulnerable to the elements, in addition to the risk a tenant may pose. It is essential to protect your investment with a suitable insurance policy.
It is critical that you have the right protection for your investment property as an off-the-shelf policy may leave you high and dry when an incident occurs. An incident may leave you without rent, or could be as catastrophic as requiring a rebuild of the property. Having an appropriate landlord insurance policy can give you confidence and peace of mind that your investment will remain viable even during troubling times.
Our landlord insurance solutions can include cover against:
- Defined Events or Accidental Damage
- Legal Liability
- Malicious or Deliberate Acts by Tenants
- Loss of Rent (for when a property is unable to be occupied due to repair)
- Theft by Tenants
- Rent default (for when a tenant vacates before the end of the rental agreement)
- Protection for your Contents such as blinds, curtains, and fixtures
- Damage to Contents by Pets of the Tenant
- Your Contents for Furnished properties
- Short and Long Term Tenancies, including AirBNB usage
In addition to finding and creating an insurance solution to give you peace of mind, Lake Macquarie Insurance Services works by your side to lodge and manage claims on your behalf. We also review your policy annually to ensure your covers remain relevant and the premium remains competitive.
To find out more about landlord insurance, or to obtain a quotation, please contact us by email, or by completing our Contact Us form.