Car/Motorcycle

There are a lot of motor vehicle insurance options available, and this can be daunting to find the one that best suits your needs. The two most common motor vehicle insurance options are Third Party Property Damage and Comprehensive:

• Third Party Property Damage provides you with cover against damage that you may cause to a third party and their property anywhere in Australia. This type of insurance does not cover loss or damage to your own vehicle.
• Comprehensive provides you with cover against and loss or damage to your vehicle regardless of whether you were at fault or not. It will also cover you against damage you may cause to a third party by offering comprehensive liability cover anywhere in Australia.

Our motor vehicle insurance solutions can include optional covers for:

• Windscreen Protection (windscreen damage incidents are excess-free)
• Hire Car After Collision
• No Claim Bonus Protection (protects your No Claim Bonus if you have an at-fault incident)
• Nominated Drivers
• Low Kilometre
• Exclusion of Drivers under the Age of 30

Our service doesn’t stop there. Lake Macquarie Insurance Services also work by your side to lodge and manage claims on your behalf with the goal of a quick and positive result. We also provide nearby repairers (recommended by the insurer) if you don’t have a preference. We review your policy annually to ensure your covers remain relevant and the premium remains competitive.

To find out more about motor vehicle insurance, or to obtain a quotation, please contact our office and talk to one of our representatives.

For business clients, please check out our Commercial Motor under the business insurance section.