Business Insurance

Commercial Motor Vehicles

Vehicles are a key part to many businesses. Whether it is a sedan, trades vehicles, heavy motor or even machinery and plant, when an accident occurs and they are unable to operate, financial loss to your business usually follows. It is very important to make sure your vehicles are insured correctly to get them repaired so you can resume operating.

Commercial motor vehicles insurance

The two most common motor vehicle insurance options are Third Party Property Damage and Comprehensive:

  • Third Party Property Damage provides you with cover against damage that you may cause to a third party and their property anywhere in Australia. This type of insurance does not cover loss or damage to your own vehicle.
  • Comprehensive provides you with cover against and loss or damage to your vehicle regardless of whether you were at fault or not. It will also cover you against damage you may cause to a third party by offering comprehensive liability cover anywhere in Australia.

Our motor vehicle insurance solutions can include optional covers for:

  • Windscreen Protection (windscreen damage incidents are excess-free)
  • Hire Car After Collision
  • No Claim Bonus Protection (protects your No Claim Bonus if you have an at-fault incident)
  • Nominated Drivers
  • Exclusion of Drivers under the Age of 30
  • Signwriting

Lake Macquarie Insurance Services strive to find an insurance solution that suits your needs and the needs of your business. We also work by your side to lodge and manage claims on your behalf through to resolution. We also provide nearby repairers (recommended by the insurer) if you don’t have a preference and conduct regular reviews to ensure that your vehicles are adequately covered.

To find out more about commercial motor vehicle insurance, or to obtain a quotation, please contact our office and talk to one of our representatives.

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